2026 Customer Experience Benchmarks

Explore the latest digital experience insights covering customer communications, data intake, channel preferences, AI sentiment, and more.

Choose an industry to filter by sector!

Trust Factors

Where Trust Is Won (or Lost)

With internal and external factors raising the stakes, every interaction is an opportunity to build loyalty.
Dive in to deepen your understanding of the key factors driving trust in 2026.

Key Levers

What shapes credibility in customer interactions
How Important Are the Following in Trusting a Company? 

Omnichannel

How integrated customer experiences impact trust
Do You Trust Companies More If They Offer a Consistent Omnichannel Experience?

AI Use

Consumer sentiment on AI and corporate responsibility
To What Extent Do You Agree You Trust Companies to
Use AI Responsibly in Ways That Benefit You?

Transparency

How customers feel about AI disclosure
How Important Is It That Companies Disclose When AI
Is Being Used in Your Interactions?
Copyright © 2026 Smart Communications. All Rights Reserved.

Your Smart Move

Consumers may disagree on a lot, but they align on what builds trust.

Assess your AI auditability and transparency, omnichannel gaps, and personalization opportunities to pinpoint where experience upgrades will drive retention and advocacy. Invest resources accordingly.

Friction Points

Removing Friction to Meet Modern Demands 

In 2026, consumers expect interactions to be easy, but reality often falls short of expectations.
Explore key barriers and breakdowns that consumers say create frustration, uncertainty, and apprehension.

Repetition 

How often customers repeat information between channels. 
How Often Do You Find You Need to Repeat Information When
Switching Between Channels and Representatives?

Data

Impact of data privacy and transparency on attrition. 
Have You Ever Stopped Doing Business with a Company
Due to Concerns About Data Privacy or Transparency?

AI

What customers are most apprehensive about regarding AI usage 
What Are Your Main Concerns About the Use of AI in Customer
Communications and/or Digital Forms Processes?

Digital Drop-Off

How integrated customer experiences impact trust
What Usually Causes You to Contact Live Customer Service
Instead of Completing a Process Digitally?
Copyright © 2026 Smart Communications. All Rights Reserved.

Your Smart Move

Don’t fix everything at once; instead, fix what frustrates the most.

Identify the top concerns and friction points, then prioritize tech and process changes that reduce effort for your customers, improve visibility and understanding, and prevent churn.

Channels & Choice

Winning on Channel, Context & Choice 

To ensure customer satisfaction, organizations must pay close attention to individual channel needs, understand context, and provide choices for how consumers engage with them. Peruse the data below for a snapshot of how customers prefer to interact with companies.

Self-Service

Preferences for digital self-service vs. phone support 
How Likely Are You to Use Digital Self-Service Options for Completing Tasks,
such as Asking a Question, Filing a Complaint, or Making Account/Policy
Changes, Versus Calling Customer Service?

Preferences

Communication channel preferences among today’s customers 
What Is Your Preferred Way to Receive Communications,
Including Those with PII? 

Retrieval

Frequency of accessing older or historical documents
Have You Ever Needed to Access Documents or Statement
That Were 12+ Months Old from a Company You Use?

Accessibility

Understanding the demand for accessible comms 
In the Past 12 Months, Have You or Someone in Your Household Needed Accessible
Communications (e.g., large print, Braille, voice-enabled, or easy-to-read digital formats)?
Copyright © 2026 Smart Communications. All Rights Reserved.

Your Smart Move

Today’s customers want control over how and when they engage.

Look for new ways to capture key digital identifiers such as email addresses, mobile numbers, opt-in consent, channel preferences, and accessibility needs to deliver the real‑time digital experiences they expect.

CX Impact

Moving the Needle on CX 

Every engagement contributes to the customer experience, helping build trust and loyalty or creating friction that pushes customers away.  Explore the connection between customer engagement, CX, and business impact.

Communications

Impact of communication quality on overall experience 
How Important Are Company Communications to Your Overall Experience?

Forms

How exceptional forms experience drives word of mouth & sales 
If the Forms Data Collection Process Exceeded
Expectations, How Likely Would You Be To:

Digitization

Gauging sentiment on digital data collection vs. manual processes 
How Important Is It to You That Companies Offer Digital Data Collection Processes
Instead of Manual Processes Involving Printing, Scanning, or Mailing?

Carryover

How consumers feel about eliminating CX gaps 
When Interacting with a Company, How Important Is It That Your Information
and History Carry Over Seamlessly Between Channels (e.g., website, app, email)?
Copyright © 2026 Smart Communications. All Rights Reserved.

Your Smart Move

Connected, personalized, and seamless digital interactions define CX in 2026.

Use AI and other leading-edge capabilities to improve clarity and comprehension, tailor content based on known customer information, and ensure seamless experiences — all while staying within compliance guardrails.

Get More Insights

Our exclusive 2026 Benchmark Reports are packed with hundreds of additional data points and related recommendations on AI approach, data collection, customer communications, omnichannel orchestration, and much more!

Access the Full Report for Your Industry

About the Data

The Data Set

Smart Communications commissioned Toluna to conduct consumer research online in the U.S., UK, APAC (Australia, New Zealand, China, Hong Kong, Taiwan, Japan, Singapore) and German-speaking markets (Austria, Switzerland, Germany), as well as newly added markets: Benelux (Belgium, Netherlands) and Nordics (Denmark, Norway, Sweden).

Industry Breakdown

To qualify, all respondents must be a current customer of providers of insurance, the wider financial services sector or healthcare; respondents were also asked about communications from and with government entities.

Analysis Period

Fieldwork took place from January 19 to February 9, 2026.

Make the Smart Move for Stronger Customer Experiences

Request a free demo personalized to your industry use case.