Coordination of benefits (COB) is a process to determine a given patient’s insurance coverage(s) and identify which insurance plan(s) should be billed for services rendered. This includes public (e.g., Medicare and the Medicare Secondary Payer Questionnaire) and private plans. SmartIQ uses business logic and the data gathered from patients to facilitate the coordination of benefits. SmartIQ can also integrate with other systems and data providers to validate a given patient’s active insurance coverage.