{"id":67072,"date":"2024-07-31T12:19:29","date_gmt":"2024-07-31T16:19:29","guid":{"rendered":"https:\/\/www.smartcommunications.com\/?page_id=67072"},"modified":"2026-03-31T13:57:15","modified_gmt":"2026-03-31T17:57:15","slug":"digitale-kreditvergabe","status":"publish","type":"page","link":"https:\/\/www.smartcommunications.com\/de\/branchenloesungen\/finanzdienstleistungsbranche\/digitale-kreditvergabe\/","title":{"rendered":"digitale-kreditvergabe"},"content":{"rendered":"[vc_row type=“full_width_background“ full_screen_row_position=“middle“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ bg_image=“55076″ bg_position=“right top“ background_image_loading=“default“ bg_repeat=“no-repeat“ scene_position=“center“ top_padding=“200″ bottom_padding=“175″ top_padding_tablet=“100″ bottom_padding_tablet=“100″ top_padding_phone=“70″ bottom_padding_phone=“80″ text_color=“light“ text_align=“left“ row_border_radius=“none“ 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Gleichzeitig m\u00fcssen Kreditgeber ihre Kosten senken und die Bearbeitungszeit durch digitale Automatisierung verk\u00fcrzen. 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column_border_radius=“none“ column_link_target=“_self“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“][image_with_animation image_url=“55088″ image_size=“full“ animation_type=“entrance“ animation=“None“ hover_animation=“none“ alignment=“center“ border_radius=“none“ box_shadow=“none“ image_loading=“lazy-load“ max_width=“custom“ translate_y_desktop=“10″ max_width_custom=“170px“][vc_custom_heading text=“Wertpapiergest\u00fctzte Kreditvergabe“ font_container=“tag:h6|text_align:center|color:%23183958″ use_theme_fonts=“yes“ css=“.vc_custom_1718024317624{margin-top: 15px !important;padding-bottom: 0px !important;}“ el_class=“bold“][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ 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text_align=“left“ row_position=“default“ row_position_tablet=“inherit“ row_position_phone=“inherit“ class=“solution-mobile-border same-height-1″ overflow=“visible“ pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“][image_with_animation image_url=“55084″ image_size=“full“ animation_type=“entrance“ animation=“None“ hover_animation=“none“ alignment=“center“ border_radius=“none“ box_shadow=“none“ image_loading=“lazy-load“ max_width=“custom“ max_width_custom=“170px“][vc_custom_heading text=“Kreditkarten und Zahlungspl\u00e4ne“ font_container=“tag:h6|text_align:center|color:%23183958″ use_theme_fonts=“yes“ css=“.vc_custom_1718024271488{margin-top: 8px !important;padding-bottom: 0px !important;}“ el_class=“bold“][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ top_padding=“20″ bottom_padding=“10″ left_padding_desktop=“30″ right_padding_desktop=“30″ top_padding_tablet=“30″ translate_y=“-22″ translate_y_tablet=“0″ text_align=“left“ row_position=“default“ row_position_tablet=“inherit“ row_position_phone=“inherit“ class=“solution-mobile-border same-height-1″ overflow=“visible“ pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“][image_with_animation image_url=“55090″ image_size=“full“ animation_type=“entrance“ animation=“None“ hover_animation=“none“ alignment=“center“ border_radius=“none“ box_shadow=“none“ image_loading=“lazy-load“ max_width=“custom“ translate_y_desktop=“6″ max_width_custom=“170px“][vc_custom_heading text=“Kreditvermittlungsagenturen“ font_container=“tag:h6|text_align:center|color:%23183958″ use_theme_fonts=“yes“ css=“.vc_custom_1718024337841{margin-top: 15px !important;padding-bottom: 0px !important;}“ 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column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ max_width_desktop=“780″ column_position=“default“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ animation_type=“default“ enable_animation=“true“ animation=“fade-in-from-bottom“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“ delay=“400″][vc_custom_heading text=“Wie Kreditgeber und Kreditdienstleistungsunternehmen mit Smart Communications einen echten ROI erzielen“ font_container=“tag:h3|text_align:center|color:%23183958″ use_theme_fonts=“yes“ css_animation=“none“ css=“.vc_custom_1718024801226{margin-bottom: 15px !important;}“ el_class=“heading-line-center“][\/vc_column][\/vc_row][vc_row type=“full_width_background“ full_screen_row_position=“middle“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ bg_color=“#f1f6ff“ scene_position=“center“ text_color=“dark“ text_align=“left“ row_border_radius=“none“ row_border_radius_applies=“bg“ overflow=“visible“ advanced_gradient_angle=“0″ overlay_strength=“0.3″ gradient_direction=“left_to_right“ shape_divider_position=“bottom“ bg_image_animation=“none“ gradient_type=“default“ shape_type=““][vc_column column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ left_margin=“auto“ right_margin=“auto“ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ max_width_desktop=“750″ column_position=“default“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ animation_type=“default“ enable_animation=“true“ animation=“fade-in-from-bottom“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“][vc_custom_heading text=“Kreditinstitute auf der ganzen Welt haben sich f\u00fcr die Conversation Cloud-Plattform entschieden, um die digitale Transformation der Kreditvergabe zu unterst\u00fctzen und diese Gesch\u00e4ftsergebnisse zu erzielen.“ font_container=“tag:p|text_align:center|color:%23183958″ use_theme_fonts=“yes“ css_animation=“none“ css=“.vc_custom_1718024852953{margin-top: 0px !important;padding-top: 4px !important;}“][\/vc_column][\/vc_row][vc_row type=“full_width_background“ full_screen_row_position=“middle“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ bg_color=“#f1f6ff“ scene_position=“center“ top_padding=“50″ bottom_padding=“110″ top_padding_tablet=“50″ 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acc_style=“style-dark-blue“ item_bg=“bg-white“ titles_color=“titles-c-dark“ img_middle=“true“ img_mob_off=“true“ ing_middle=“true“][accordion_items title=“H\u00f6here Darlehenseinnahmen“ image=“55092″ description=“Setzen Sie sich gegen Fintech-Wettbewerber durch und schlie\u00dfen Sie mehr Gesch\u00e4fte ab. Wenn Sie Kreditnehmer so behandeln, als w\u00fcrden Sie sie kennen, und es ihnen leichter machen, sich auf die von ihnen gew\u00fcnschte Art und Weise zu engagieren, werden sie Sie heute – und in Zukunft – mit Auftr\u00e4gen belohnen.“][accordion_items title=“Geringere Kosten f\u00fcr die Kreditbearbeitung“ image=“55094″ description=“Bieten Sie einen intuitiveren digitalen Self-Service an. Automatisieren Sie Prozesse zur Dokumentenerstellung und koordinieren Sie die Bereitstellung \u00fcber jeden Ausgabekanal. Eliminieren Sie kostspielige Hardware durch Verlagerung in die Cloud, damit sich Ihr IT-Team auf strategischere Projekte konzentrieren kann.“][accordion_items title=“Geringeres regulatorisches und operationelles Risiko“ image=“55096″ description=“Verbessern Sie die Kontrolle \u00fcber Inhalte und erf\u00fcllen Sie m\u00fchelos die sich \u00e4ndernden Compliance-Vorschriften, wie z. B. Zug\u00e4nglichkeits- und Verbraucherschutzvorschriften, und das alles mit einem vollst\u00e4ndigen Pr\u00fcfprotokoll f\u00fcr die Berichterstattung. Gewinnen Sie Flexibilit\u00e4t und Agilit\u00e4t bei sich \u00e4ndernden Volumenanforderungen – produzieren Sie ein Dokument auf Abruf oder Millionen von Batch-Dokumenten, \u00fcber eine einzige Plattform.“][\/smartc_accordion][image_with_animation image_url=“46837″ image_size=“full“ animation_type=“entrance“ animation=“Fade In“ hover_animation=“none“ alignment=““ border_radius=“none“ box_shadow=“none“ image_loading=“default“ max_width=“100%“ max_width_mobile=“default“ position_desktop=“absolute“ bottom_position_desktop=“0″ right_position_desktop=“37%“ el_class=“cloud-animate cl-small cloud-bottom hide-999″][\/vc_column][\/vc_row][vc_row type=“in_container“ full_screen_row_position=“middle“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ scene_position=“center“ top_padding=“100″ top_padding_tablet=“80″ bottom_padding_tablet=“0″ bottom_margin=“0″ bottom_margin_tablet=“0″ text_color=“light“ text_align=“left“ 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phone_text_alignment=“default“ animation_type=“default“ enable_animation=“true“ animation=“fade-in-from-bottom“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“ delay=“400″][vc_row_inner column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ left_padding_desktop=“42″ left_padding_tablet=“0″ text_align=“left“ row_position=“default“ row_position_tablet=“inherit“ row_position_phone=“inherit“ overflow=“visible“ pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“][vc_custom_heading text=“Beseitigen Sie Reibungsverluste in den Kreditvergabeprozessen“ font_container=“tag:h3|text_align:left|color:%230e2030″ use_theme_fonts=“yes“ css_animation=“none“ css=“.vc_custom_1718193112147{padding-right: 40px !important;}“][vc_custom_heading text=“Gestalten Sie die Kreditvergabe schneller und kundenfreundlicher mit digitalen Datenerfassungs- und Dokumentationsprozessen, die in Ihre Kernbankensysteme integriert sind. Smart Communications erm\u00f6glicht es Ihnen, Kreditantr\u00e4ge zu beschleunigen und zu vereinfachen und gleichzeitig die Kreditnehmer zu begeistern – damit Sie der Kreditgeber Ihrer Wahl sind.“ font_container=“tag:p|text_align:left|color:%230e2030″ use_theme_fonts=“yes“ css_animation=“none“ css=“.vc_custom_1718193158986{margin-top: 15px !important;padding-bottom: 17px !important;}“][vc_column_text el_class=“texteditor-blue-link“]Eliminieren Sie ausf\u00fcllbare Formulare und f\u00fchren Sie Kreditnehmer durch ein Online- oder mobiles Gespr\u00e4ch mit SmartIQ™, das mit Ihren Datensystemen verbunden ist. Erm\u00f6glichen Sie digitale Dokumentenzusammenarbeit und Verhandlungen f\u00fcr komplexere Kredite. Erstellen Sie bei Bedarf personalisierte und gesetzeskonforme Dokumente und leiten Sie diese bei Bedarf nahtlos an Ihre E-Signatur-L\u00f6sung und Ihr Dokumentenarchivierungssystem weiter – von der Kreditgenehmigung bis zum Widerspruchsbrief.[\/vc_column_text][vc_custom_heading text=“Das Ergebnis? Weniger Fehler und digitale Kreditpakete, die innerhalb von Minuten statt Tagen geliefert werden, mit weniger manueller Arbeit f\u00fcr Ihre Mitarbeiter.“ font_container=“tag:p|text_align:left|color:%230e2030″ use_theme_fonts=“yes“ css_animation=“none“ css=“.vc_custom_1718193503763{margin-top: 15px !important;padding-bottom: 17px !important;}“][nectar_btn size=“medium“ button_style=“regular“ button_color_2=“Accent-Color“ color_override=“#326eef“ icon_family=“none“ el_class=“sc-button“ text=“Mehr erfahren“ url=“https:\/\/www.smartcommunications.com\/resource-center\/blog\/the-new-rules-of-digital-loan-origination-fast-easy-and-scalable“ margin_top=“6″ css_animation=“none“][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=“in_container“ full_screen_row_position=“middle“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ scene_position=“center“ top_padding=“0″ top_margin=“12″ top_margin_tablet=“0″ 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text_align=“left“ row_position=“default“ row_position_tablet=“inherit“ row_position_phone=“inherit“ overflow=“visible“ pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“][vc_column_text el_class=“texteditor-blue-link“]Verbessern Sie mit SmartIQ die digitalen Self-Servicing-Funktionen, reduzieren Sie den Bedarf im Contact Center und in der Filiale und sparen Sie gleichzeitig Druck- und Portokosten. Mit SmartCOMM™ automatisieren Sie Prozesse zur Erstellung von Kreditdokumenten in gro\u00dfem Umfang und koordinieren die Zustellung \u00fcber jeden Ausgabekanal, von SMS bis zum Druck. Von Massen-Abrechnungen bis hin zu Benachrichtigungen und Ad-hoc-Korrespondenz – Sie k\u00f6nnen sich darauf verlassen, dass Ihre Mitteilungen in der richtigen Sprache, mit der korrekten Marke und \u00fcber den richtigen Kanal erstellt werden und den erforderlichen Vorschriften entsprechen.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ column_position=“default“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/2″ tablet_width_inherit=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ 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left_padding_desktop=“42″ left_padding_tablet=“0″ text_align=“left“ row_position=“default“ row_position_tablet=“inherit“ row_position_phone=“inherit“ overflow=“visible“ pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ top_margin=“-10px“ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“][vc_custom_heading text=“Sich \u00e4ndernde wirtschaftliche Bedingungen haben enorme Auswirkungen auf Ihre Kunden – und Ihr Kreditportfolio. Verbessern Sie die R\u00fcckzahlungsquoten, indem Sie Ihre Inkassokommunikation auf die n\u00e4chste Stufe heben…“ font_container=“tag:p|text_align:left|color:%230e2030″ use_theme_fonts=“yes“ css_animation=“none“ css=“.vc_custom_1718205832816{margin-top: 0px !important;padding-bottom: 17px !important;}“][vc_column_text el_class=“texteditor-blue-link“]Leiten Sie Kreditnehmer \u00fcber digitale Kan\u00e4le – vom Handy bis zum Desktop – durch die Schuldenregulierung und reduzieren Sie den Bedarf an Mitarbeitern in Ihrem Contact Center. Orchestrieren Sie die Bereitstellung \u00fcber digitale und traditionelle Kan\u00e4le. Optimieren Sie Ihre Kommunikation so, dass die Inhalte sowohl individuell als auch effektiv sind, indem Sie die integrierten SmartCOMM-Analysen f\u00fcr Lesbarkeit und Stimmung nutzen. Schnelle Aktualisierung von Formularprozessen und Dokumentenvorlagen zur Einhaltung von Vorschriften der Finanzbranche.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=“full_width_background“ full_screen_row_position=“middle“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ bg_color=“#0a3184″ scene_position=“center“ top_padding=“103″ bottom_padding=“100″ top_padding_phone=“70″ bottom_padding_phone=“65″ top_margin=“0″ bottom_margin=“0″ text_color=“dark“ text_align=“left“ row_border_radius=“none“ row_border_radius_applies=“bg“ overflow=“visible“ advanced_gradient_angle=“0″ overlay_strength=“0.3″ gradient_direction=“left_to_right“ shape_divider_color=“#0e2030″ shape_divider_position=“bottom“ shape_divider_height=“70″ bg_image_animation=“none“ gradient_type=“default“ shape_type=“tilt“][vc_column column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ column_position=“default“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ animation_type=“default“ enable_animation=“true“ animation=“fade-in-from-bottom“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“ delay=“400″][smartc_testimonials_slider][testimonials_slider_item icon=“47908″ text=“„Digital-First-Kunden„, die auf elektronischem Wege kontaktiert werden, leisten 12 % mehr Zahlungen als Kunden, die \u00fcber traditionelle Kan\u00e4le angesprochen werden.“ author=“\u2014 McKinsey“][testimonials_slider_item icon=“47908″ text=“Verbraucher erwarten Komfort und Schnelligkeit bei ihren Transaktionen. Die digitale Transformation der Kreditvergabe muss f\u00fcr Finanzinstitute zur neuen Normalit\u00e4t werden, um auf die sich wandelnden Bed\u00fcrfnisse von Verbrauchern und Unternehmenskreditnehmern zu reagieren.“ author=“\u2014 IDC, \u201cBusiness Models for Digital Lending Modernization\u201d“][testimonials_slider_item icon=“47908″ text=“89 % der Kreditgeber nennen das Ausf\u00fcllen von Papierformularen oder statischen Webformularen als Ausl\u00f6ser f\u00fcr hohe Abbruchquoten bei Kreditantr\u00e4gen.“ author=“\u2014 MoneyLIVE Research, \u201cThe Future of Customer Experience in Embedded Lending\u201d“][\/smartc_testimonials_slider][\/vc_column][\/vc_row][vc_row type=“in_container“ full_screen_row_position=“middle“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“column_reverse“ column_direction_phone=“default“ scene_position=“center“ top_padding=“130″ bottom_padding=“60″ top_padding_tablet=“100″ top_padding_phone=“50″ bottom_padding_phone=“33″ text_color=“light“ text_align=“left“ row_border_radius=“none“ row_border_radius_applies=“bg“ overflow=“visible“ advanced_gradient_angle=“0″ overlay_strength=“0.3″ gradient_direction=“left_to_right“ shape_divider_position=“bottom“ bg_image_animation=“none“ gradient_type=“default“ shape_type=““][vc_column column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ column_position=“default“ el_class=“col-vertical-center“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/2″ tablet_width_inherit=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ animation_type=“default“ enable_animation=“true“ animation=“fade-in-from-bottom“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“ delay=“500″][vc_row_inner column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ right_padding_desktop=“12%“ right_padding_tablet=“0″ text_align=“left“ row_position=“default“ row_position_tablet=“inherit“ row_position_phone=“inherit“ overflow=“visible“ pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ top_margin=“0″ bottom_margin=“0″ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“][vc_custom_heading text=“PARTNER SOLUTION SPOTLIGHT“ font_container=“tag:h5|text_align:left|color:%23326eef“ use_theme_fonts=“yes“ css_animation=“none“ el_class=“fw-400″ css=“.vc_custom_1718199871054{padding-bottom: 15px !important;}“][image_with_animation image_url=“55110″ image_size=“full“ animation_type=“entrance“ animation=“None“ hover_animation=“none“ alignment=““ border_radius=“none“ box_shadow=“none“ image_loading=“default“ max_width=“100%“ max_width_mobile=“default“][vc_custom_heading text=“Automatisieren Sie digitale Kreditprozesse mit Pega und Smart Communications“ font_container=“tag:h4|text_align:left|color:%23183958″ use_theme_fonts=“yes“ css_animation=“none“ css=“.vc_custom_1718199892349{margin-bottom: 0px !important;padding-top: 10px !important;padding-right: 10px !important;}“][vc_custom_heading text=“M\u00fcssen Sie im Rahmen eines Case-Management- oder Kundendienstprozesses Informationen erfassen oder Dokumente und Kundenkorrespondenz erstellen? Erfahren Sie, wie sich unsere L\u00f6sungen nahtlos in Pega-Workflows integrieren lassen, so dass Sie Kreditnehmer und Partner mit personalisierten, konformen Mitteilungen ansprechen k\u00f6nnen, die \u00fcber jeden Ausgabekanal bereitgestellt werden – On-Demand oder im Batch. Unsere offenen APIs und vorgefertigten Accelerators machen es Ihnen leicht, Ihre Pega-Anwendungen zu erweitern. Von der Kreditvergabe bis hin zum Service senken Unternehmen ihre Kosten und verbessern die Automatisierung digitaler Kreditprozesse mit Smart Communications und Pega.“ font_container=“tag:p|text_align:left|color:%23183958″ use_theme_fonts=“yes“ css_animation=“none“ css=“.vc_custom_1718199965260{margin-top: 10px !important;}“][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ column_position=“default“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/2″ tablet_width_inherit=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ animation_type=“default“ enable_animation=“true“ animation=“fade-in-from-bottom“ 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Finanzinteraktionen mit Ihrem Unternehmen zu f\u00fchren.“ font_container=“tag:p|text_align:left“ use_theme_fonts=“yes“ css_animation=“none“ css=“.vc_custom_1718205131089{margin-top: 0px !important;}“][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ top_padding=“-23″ text_align=“left“ row_position=“default“ row_position_tablet=“inherit“ row_position_phone=“inherit“ overflow=“visible“ pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ 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Kreditvergabe“ font_container=“tag:h2|text_align:center|color:%23183958″ use_theme_fonts=“yes“ css_animation=“none“ el_class=“heading-line-center“ css=“.vc_custom_1718205185711{margin-bottom: 15px !important;}“][vc_custom_heading text=“Smart Communications l\u00e4sst sich in viele der heute f\u00fchrenden Kernplattformen und Softwareanwendungen integrieren und unterst\u00fctzt Ihr Finanzdienstleistungsinstitut bei der Bereitstellung erstklassiger Kundenerlebnisse. Nutzen Sie Daten, um jeden Kreditnehmerkontakt zu personalisieren, von der Vorbef\u00fcllung digitaler Formulare mit CRM-Daten \u00fcber die elektronische Unterschrift bis hin zur Koordination der digitalen Zustellung und automatischen Archivierung. All dies unterst\u00fctzt die Anforderungen von heute – und macht Ihre digitale Kreditstrategie zukunftssicher f\u00fcr morgen.“ font_container=“tag:p|text_align:center|color:%23183958″ use_theme_fonts=“yes“ css_animation=“none“ css=“.vc_custom_1718205244960{margin-top: 15px !important;}“][\/vc_column][\/vc_row][vc_row type=“in_container“ full_screen_row_position=“middle“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ scene_position=“center“ top_padding=“50″ bottom_padding=“35″ text_color=“dark“ text_align=“left“ row_border_radius=“none“ row_border_radius_applies=“bg“ overflow=“visible“ advanced_gradient_angle=“0″ overlay_strength=“0.3″ gradient_direction=“left_to_right“ shape_divider_position=“bottom“ bg_image_animation=“none“ gradient_type=“default“ shape_type=““][vc_column column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ top_margin=“15″ 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pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“][vc_custom_heading text=“Bancorp digitalisiert die Kreditvergabe mit SmartIQ und DocuSign“ font_container=“tag:h3|text_align:left|color:%23ffffff“ use_theme_fonts=“yes“ css_animation=“none“ css=“.vc_custom_1718205277992{margin-top: 13px !important;}“][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ left_padding_desktop=“20px“ right_padding_desktop=“8%“ left_padding_tablet=“0″ right_padding_tablet=“0″ left_padding_phone=“0″ translate_y=“-15″ text_align=“left“ row_position=“default“ row_position_tablet=“inherit“ row_position_phone=“inherit“ overflow=“visible“ pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“][vc_custom_heading text=“„Unser Kreditabschlusspaket kombiniert etwa 100 verschiedene dokumentarische Artefakte in etwa 350 m\u00f6glichen Kombinationen. Das ist eine gro\u00dfe Aufgabe. Mit SmartIQ k\u00f6nnen wir dies schnell und einfach erledigen.“ font_container=“tag:p|text_align:left|color:%23ffffff“ use_theme_fonts=“yes“ css_animation=“none“ css=“.vc_custom_1718205374072{margin-top: 0px !important;}“][vc_custom_heading text=“Was SmartIQ auszeichnet, ist die einfache Implementierung, die unkomplizerte Wartung und die einfachen Erweiterungen.„“ font_container=“tag:p|text_align:left|color:%23ffffff“ use_theme_fonts=“yes“ css_animation=“none“ css=“.vc_custom_1718205358088{margin-top: 0px !important;}“][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ left_padding_desktop=“20px“ right_padding_desktop=“33%“ left_padding_tablet=“0″ right_padding_tablet=“0″ left_padding_phone=“0″ translate_y=“-15″ translate_y_tablet=“0″ text_align=“left“ row_position=“default“ row_position_tablet=“inherit“ row_position_phone=“inherit“ overflow=“visible“ pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“][vc_custom_heading text=“- Jeffrey Hazelwood, Managing Director,“ font_container=“tag:p|text_align:left|color:%23ffffff“ use_theme_fonts=“yes“ css_animation=“none“ css=“.vc_custom_1676459070866{margin-top: 9px !important;margin-bottom: 0px !important;border-bottom-width: 0px !important;padding-bottom: 0px !important;}“ el_class=“bold“][vc_custom_heading text=“Institutional Banking, The Bancorp“ font_container=“tag:p|text_align:left|color:%23ffffff“ use_theme_fonts=“yes“ css_animation=“none“ css=“.vc_custom_1676459726795{margin-top: 0px !important;margin-left: 13px !important;border-top-width: 0px !important;padding-top: 0px !important;}“ el_class=“bold“][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=“full_width_content“ full_screen_row_position=“middle“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ bg_color=“#f1f6ff“ scene_position=“center“ top_padding=“60″ left_padding_desktop=“20″ right_padding_desktop=“20″ text_color=“dark“ text_align=“left“ row_border_radius=“none“ row_border_radius_applies=“bg“ overflow=“visible“ advanced_gradient_angle=“0″ overlay_strength=“0.3″ gradient_direction=“left_to_right“ shape_divider_position=“bottom“ bg_image_animation=“none“ gradient_type=“default“ shape_type=““][vc_column column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ left_margin=“auto“ right_margin=“auto“ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ max_width_desktop=“550px“ column_position=“default“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ animation_type=“default“ enable_animation=“true“ animation=“fade-in-from-bottom“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“ delay=“400″][vc_custom_heading text=“Sind Sie bereit, die digitale Transformation in Ihren Kreditgesch\u00e4ften voranzutreiben?“ font_container=“tag:h3|text_align:center|color:%23183958″ use_theme_fonts=“yes“ css_animation=“none“ el_class=“heading-line-center“ css=“.vc_custom_1718205415697{margin-bottom: 15px !important;}“][\/vc_column][\/vc_row][vc_row type=“full_width_content“ full_screen_row_position=“middle“ column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ bg_color=“#f1f6ff“ scene_position=“center“ left_padding_desktop=“20″ right_padding_desktop=“20″ text_color=“dark“ text_align=“left“ row_border_radius=“none“ row_border_radius_applies=“bg“ overflow=“visible“ advanced_gradient_angle=“0″ overlay_strength=“0.3″ gradient_direction=“left_to_right“ shape_divider_position=“bottom“ bg_image_animation=“none“ gradient_type=“default“ shape_type=““][vc_column column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ left_margin=“auto“ right_margin=“auto“ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ max_width_desktop=“595px“ column_position=“default“ advanced_gradient_angle=“0″ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ animation_type=“default“ enable_animation=“true“ animation=“fade-in-from-bottom“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“][vc_custom_heading text=“Erfahren Sie mehr dar\u00fcber, wie Smart Communications Kreditgebern dabei hilft, Kreditnehmern ein besseres Erlebnis zu bieten und gleichzeitig Kosten und Risiken zu reduzieren.“ font_container=“tag:p|text_align:center|color:%23183958″ use_theme_fonts=“yes“ css_animation=“none“ css=“.vc_custom_1718205871473{margin-top: 0px !important;}“][\/vc_column][\/vc_row][vc_row type=“full_width_background“ full_screen_row_position=“middle“ column_margin=“default“ 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tablet_width_inherit=“default“ tablet_text_alignment=“default“ phone_text_alignment=“default“ animation_type=“default“ enable_animation=“true“ animation=“fade-in-from-bottom“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“ gradient_type=“default“ delay=“400″][vc_row_inner column_margin=“default“ column_direction=“default“ column_direction_tablet=“default“ column_direction_phone=“default“ left_padding_desktop=“14%“ left_padding_tablet=“15px“ left_padding_phone=“0″ text_align=“left“ row_position=“default“ row_position_tablet=“inherit“ row_position_phone=“inherit“ overflow=“visible“ pointer_events=“all“][vc_column_inner column_padding=“no-extra-padding“ column_padding_tablet=“inherit“ column_padding_phone=“inherit“ column_padding_position=“all“ column_element_spacing=“default“ background_color_opacity=“1″ background_hover_color_opacity=“1″ column_shadow=“none“ column_border_radius=“none“ column_link_target=“_self“ gradient_direction=“left_to_right“ overlay_strength=“0.3″ width=“1\/1″ tablet_width_inherit=“default“ animation_type=“default“ bg_image_animation=“none“ border_type=“simple“ column_border_width=“none“ column_border_style=“solid“][vc_custom_heading text=“THOUGHT LEADERSHIP“ font_container=“tag:h6|font_size:16px|text_align:left|color:%23326eef|line_height:20px“ use_theme_fonts=“yes“ css_animation=“none“ el_class=“bold“ css=“.vc_custom_1676378886184{padding-bottom: 0px !important;}“][vc_custom_heading text=“6 M\u00f6glichkeiten, die Konversationen \u00fcber die Kreditvergabe zu ver\u00e4ndern“ font_container=“tag:h4|text_align:left|color:%23183958″ use_theme_fonts=“yes“ css_animation=“none“][vc_custom_heading text=“Dieses eBook enth\u00e4lt umsetzbare Strategien und Tipps, die Ihnen dabei helfen, die Art und Weise, wie Sie mit Kreditnehmern und Kreditsachbearbeitern in der digitalen Welt interagieren, neu zu gestalten.“ font_container=“tag:p|text_align:left|color:%23183958″ 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